Legal information

APR: 6.9 - 22.27%

The APR is valid for an application submitted between April 3, 2019 and June 30, 2019. The APR is determined by taking into account the current conditions and the legislation in force and may change in the event of changes in the terms.

The Bank shall grant the newly requested CIB Advance Personal Loan subject to the terms and conditions set out in the Summary Table of Interest Rate Discounts contained in the Related Documents from the standard Annual Business Interest Rate corresponding to the credit purpose.

Representative example

The Representative Example Table, which contains detailed representative examples of discounts, is included in Related Documents.

The conclusion of the CIB Advance Personal Loan Agreement with CIB Bank on a Mobile Application is open to natural persons who hold an account at CIB Bank, their certified monthly net income (wages) arriving at an account held with CIB Bank and for whom the Bank offers to conclude the loan agreement on this channel . The Bank also reserves the right to credit on this channel. From the start of the application (from signing the application for creditworthiness assessment) to the disbursement up to 7 minutes, it is sufficient if the application is between 8 and 16 hours on the Banking Days (signing of the application for creditworthiness test), if the claimant meets all the credit assessment criteria, it does not interrupt the application. takes the next step and all IT systems work properly.

The detailed terms and conditions of the CIB Progressive Personal Loan are contained in the General Retail Business Regulations for Consumers and Private Entrepreneurs, the Special Business Terms and Conditions for Loan and Loan Agreements not provided to the Real Estate Coverage for Consumers, and the List of Terms and Conditions for Private Clients of Foreign Clients.

When deciding on the amount of loan you need, please consider the full payload of your entire household, as an unexpected extraordinary event (unemployment, long-term illness) may make it difficult to repay the loan!

The Bank reserves the right to credit.

Contact information for CIB Bank:

Personal: 1027 Budapest, Medve utca 4-14, Bank branches

Postal: 1537 Pf. 394.